PCI 3DS Authentication for Hotels & Hospitality
Secure digital bookings, prevent chargebacks, and build guest trust with PCI 3DS authentication crafted for the hospitality industry. Protect every transaction from check-in to checkout.
Secure digital bookings, prevent chargebacks, and build guest trust with PCI 3DS authentication crafted for the hospitality industry. Protect every transaction from check-in to checkout.
In the hospitality sector, most payments happen before the guest even arrives, which makes "card-not-present" fraud a persistent threat. From online bookings to no show penalties and stored cards on file, hotels are exposed to both financial and reputational risk without proper authentication in place.
PCI 3DS provides a secure way to verify customer identity at the time of booking, reducing chargebacks while preserving the guest experience. It’s also key to meeting growing expectations from payment partners, card schemes, and global regulators who demand stronger authentication for digital transactions.
At Fortytwo Security, we work with hotels, resorts, and hospitality platforms to implement PCI 3DS in a way that fits their unique operating models, from central reservation systems to direct website bookings and mobile apps. Our approach ensures you stay compliant, protected, and ready for tomorrow’s threats.
Securing Remote Bookings
Guests book from anywhere which can often be weeks in advance. PCI 3DS adds authentication at the point of reservation, helping hotels verify the cardholder before payment is processed.
Reducing Chargebacks
Disputes over no shows, late cancellations, or unauthorized charges can lead to expensive chargebacks. PCI 3DS provides dispute protection by confirming transaction legitimacy.
Meeting Industry Regulations
Global regulations like PSD2 require strong customer authentication. PCI 3DS helps your hotel comply across regions and payment types leading to reducing the risk of declined transactions.
Supporting Stored Card Policies
Hotels will often store guest card data for incidental charges or future bookings. PCI 3DS helps validate the cardholder upfront, in turn minimizing fraud related to stored credentials.
Enhancing Guest Confidence
A secure booking experience strengthens brand trust. PCI 3DS shows guests you’re serious about protecting their payment information, before, during, and after their stay.
Preventing Payment Disruption
Card issuers are tightening controls on unauthenticated payments. PCI 3DS reduces the chance of booking failures by ensuring compliance with issuer security expectations.
From boutique hotels to global chains, we help hospitality operators secure direct bookings, stored card use, and mobile check-ins with PCI 3DS for your property management systems.
Aggregators and white label booking tools handle thousands of transactions a day. We ensure PCI 3DS integrates cleanly into your flows while reducing friction and fraud across properties.
Hosts and rental managers need protection against fake bookings and stolen cards. We help you apply PCI 3DS to prevent fraud and improve payment reliability on your platform or channel.
Managing multiple properties or brands? We help hospitality groups roll out PCI 3DS across regions and tech stacks with centralized oversight and scalable compliance support.
In the hospitality industry, payment fraud doesn’t just impact revenue, it disrupts guest trust. Without PCI 3DS, hotels are vulnerable to unauthorized bookings, card misuse, and chargebacks that can damage both your bottom line and your reputation.
Payment acquirers and card issuers are tightening enforcement around authentication. Failing to comply with PCI 3DS may result in declined transactions, higher processing fees, or regulatory scrutiny. At Fortytwo Security, we help you avoid these risks by building a compliance framework that’s secure and scalable for your hospitality operations.